Merchant
Account |
A Merchant Account is simply a relationship
between a retailer, a merchant bank and payment processor
for the settlement of credit card transactions. Any
retailer who wants to take credit card orders must
establish a merchant account. To qualify for a merchant
account, retailers must meet the bank's requirements.
Internet merchants usually pay higher fees than "brick
and mortar" retailers because they require a "Card
Not Present Merchant Account". To be approved for
an Internet merchant account, be prepared to provide
the following: A business checking account A voided
check Articles of incorporation or other business
certificate Web site URL Trade references Statement
of your return policy
All banks and payment processors require
fees from you for accepting credit cards. Typically,
these fees are broken down into 3 categories: a discount
rate, transaction fees, and monthly fees. Our discount
rate can run 1.7% - 4% of revenues based on the risk
incurred by your business. Our transaction fees are
.25 cent per order and is charged by the processor.
No Monthly
Processing Fees.
No Annual
Bank Fees.
No Minimum
Monthly Fees.
Merchant Commerce and Payment Services
offers you several credit card processing options.
Your choices depend on whether you want to sell on
the internet, in your retail storefront, on the internet
and your store front, or to sell using mobile wireless
at tradeshows and other vendor markets.
A merchant account, apart from offering
you the benefits of accepting Credit Cards, also aids
you with fraud protection, resources for your business,
transaction guidelines, credit card logos, industry
terms and more. We are looking forward to assist you.
So allow us to set up your merchant account and help
your business benefit financially.
Retail
Merchant Accounts
Customer present for transactions. Perfect for Retail
Storefronts, Restaurants, Hotel & Motel, Mall
Location, & more! We can approve retail accounts
within 48 Hours. Learn
More
Keyed
Merchant Accounts
Card not present transactions are Hand Keyed into
the credit card terminal. Phone Order, Mail Order,
& Home Based Business! We can approve many accounts
with in 48 Hours. Learn
More
Wireless
Merchant Accounts
Customer present wireless swipe transactions, processed
via a wireless terminal. Great for Flea Markets, Service
Businesses and Tradeshows. Current swipe rate is as
low as 1.69% !!!! Approval time for
wireless accounts is 24 Hrs. Learn
More
Internet
Merchant Accounts
Card not present transactions processed via an Internet
Gateway and/or Internet Virtual Terminal. Most accounts
are approved Instantly. Learn
More
|
Merchant
Equipment |
Types of Equipment:
|
|
|
|
Terminals,
Check Readers & PinPads |
Point of Sale Solutions |
Virtual Terminal Solutions |
CGMS offers state-of-the-art POS products including
terminals and peripherals, Ethernet, IP-enabled
devices, and contactless readers. In addition,
we provide PIN pad injection, equipment configuration,
inventory management, and shipping and reporting
services to help ensure the delivery of a product
that meets your merchants' needs.
Through CGMS, our dedicated ordering Web
site, customers can track their inventory,
check on equipment retrievals, and view reports
on all order activity. Customers also have
the option of submitting orders electronically
to us via an XML interface, thereby creating
a single point of entry system.
CGMS relationships with the original equipment
manufacturers’ to ensure a variety of
equipment options for our clients.
Axalto
Digital Check Corporation
Hypercom Corporation
ICVERIFY, Inc.
Ingenico, Inc.
Lipman U.S.A., Inc.
MagTek Incoporated
On Track Innovations Ltd. (OTI)
Panini
Pointpay International, Inc.
RDM Corporation
VeriFone, Inc.
ViVOtech, Inc.
WAY Systems, Inc.
We provide equipment solutions and service
to business owners in numerous industries
including retail, wireless, QSR, check electronification,
petroleum, supermarket, gift and loyalty,
healthcare and government.
Configuration of your POS equipment is a
simple task. In most cases* it is taken care
of prior to shipping. All you need to do is
tell us your parameters and we'll customize
the terminal to fit those needs. |
|
Credit
Card |
Achieving the top level of customer satisfaction
is the main aim of any business process. Accepting
your customer’s preferred mode of payment
plays an important role in achieving the same.
Wish to establish merchant accounts for your telephone
orders and card-not-present accounts? We help bring
more flexibility to your credit card transactions
with efficient credit card processing services.
Set up your Wireless & Internet Business Merchant
account with the help and assistance from C& G Merchant Services.
Excellent Credit Card Processing Services –
just a few clicks away!
Nothing is better than processing your client’s
credit card transactions online. A Mail & Telephone
Order (MOTO) account serves to be the fastest recourse
as of now that allows your customers to make real-time
payments. Similarly a Mobile or Wireless Business
Merchant account allows you to accept credit card
payments anytime, anyplace. You can easily collect
payments no matter whether you are; at your business
place or at the customer’s location.
With fast and easy ways to make payments we help
you satisfy your customers, and with the increase
in number of satisfied clients you stay happy and
prosperous. Get the best of merchant processing
solutions from the top-notch Credit Card Processing
Services provider. Call us now for the most secure
Mail & Telephone Order (MOTO) or choose the
customer payment solution that best suits your requirements
and we will easily set it up for you right away!
|
Gift
Cards |
The popularity of gift cards is growing faster
than expected. Merchants from across the business
spectrum have already benefited tremendously by
selling these items of immense value. The reason
for the explosion of gift cards in the payment industry
is increased sale and profitability. Some consumers
go to the extent of spending almost twice the face
value of a gift card. You too can benefit from the
gift cards program brought to you by C& G Merchant
Services.
Start accepting gift cards and profit by sharing
gift ideas for any occasion!
The payment industry is getting fast conquered
by gift credit cards. Whether you call it plastic
money, promotional gift, loyalty or stored-value
card they work to offer an effective merchandising
solution that helps build sales, retain existing
clients, and draw in new ones. Buy promotional gift
and loyalty cards program as they serve to be highly
customizable, powerful and essential business alternatives
in the modern-day world.
Many great merchandisers buy a Promotional Gift
Cards Program to use it as a key component of their
marketing initiative. Accept gift cards online as
they can help increase your sales and allow merchants
to accumulate wealth in the process. Also, when
you accept gift cards online, it helps reduce the
amount of returned merchandise. With the increase
in Gift Card programs made available in the market,
they are fast becoming a competitive necessity.
Promotional and Loyalty Gift Cards are universally
accepted and carry immense benefits. With the sky-rocketing
demand for these products, it becomes necessary
to provide programs that match these needs. So get
the right solutions now, only at C& G Merchant
Services.
|
Gateway
Software |
Internet Orders via Website and/or Shopping Cart
The fastest-growing segment of credit card use today
is in card-not-present transactions in which a customer
makes his or her purchase by mail order or telephone
order (MOTO), by facsimile, or via the Internet
instead of being physically present at the merchant
location.
C&G Merchant Services, through our payment
software and virtual terminal, can help you easily
establish such an online merchant account. Through
the internet merchant account the entire process
will take just minutes of your time and you will
be up and running in a matter of days.
The following pages are setup in a specific order
to help you put together the right combination of
online credit card payment processing software or
terminal equipment, and the services that best meet
your needs.
When you reach the end of this process, you will
be ready to complete our online application, or
to speak with an authorized C&G Merchant Services
sales consultant. If you meet our liberal approval
guidelines, your application can be approved quickly
and simply. In most cases, we can tell you in minutes
if your application will be approved, and can complete
the entire process in a matter of days.
Competitive discount rates for Retail, MOTO, Internet
and Mobile Solutions with a desire to accept major
credit cards.
Virtual Terminal and Internet Payment
Gateway Software
The Merchant Interface
The Merchant Interface which provides you with
secure online access to your Integrated Payment
Service (IPS) account allows you to manage all aspects
of your account. Here are just some of the features
of the Merchant Interface:
Access to the Virtual Terminal
Real-time secure management of system settings
Dynamic reports of current and past transactions
activities (screenshots below!)
Ability to search transaction histories
Management of credits and returns (screenshots below!)
Access to AVS (Address Verification) filters
Password Management
Recurring billing and batch upload functions
The Virtual Terminal - Overview
The Virtual Terminal is a secure, browser-based
interface that provides:
A simple and secure, internet based interface
that allows you to accept, authorize, process, and
settle online credit card payments using any computer
that has an Internet connection and a Web browser.
A faster and more secure processing connection
than standard dial-up authorization systems, replacing
standard terminals and software with expert optimization.
View a screenshot of the Authorize.net Virtual Terminal
in action below!
How A Transaction Is Processed Through
the Virtual Terminal
A Customer phones, faxes, or mails in order, information
to the Merchant using a Visa, MasterCard, American
Express, or Discover credit card -- or an electronic
check (eCheck).
The Merchant manually enters the Customer's payment
information into the Virtual Terminal feature of
the Authorize.net Merchant Interface. The Merchant
may also upload a file with payment information
via the Merchant Interface's Upload Transaction
File feature. (The Upload Transaction File feature
of the Virtual Terminal allows you to upload a file
containing multiple transactions to the Payment
Gateway, providing a quick solution for recurring
and high-volume transaction processing.)
Whether via the Virtual Terminal or Upload File
feature, the Customer's payment information is transmitted
securely to the Authorize.net Payment Gateway and
SecureSource Risk Assessor for fraud screening and
authorization.
The authorization (or decline) response is returned
via the Authorize.net Merchant Interface to the
Merchant.
Manage Transactions and Monitor Transaction
Status
View, monitor, and manage the status of current
and pending transactions with the click of a mouse!
Run dynamic reports of past transactions activities
in seconds!
Screenshot of Current Transaction Management:
Screenshot of Dynamic Transaction Reports
Interface of the Merchant Menu:
Manage Credits and Returns: The Virtual
Terminal In-Action!
Using the Authorize.Net Virtual Terminal
portion of the Merchant Interface allows the merchant
to manage credits and returns with every little
effort, as well as charge credit cards or debit
electronic checks.
We hope that you find this gateway software information
helpful, detailed, and straightforward. If you
have any questions at all, please feel free to
give us a call.
|
Shopping
Cart |
OS Commerce: ultimate PHP eCommerce Software
OS Commerce is a unique ecommerce shopping cart
software available through C&G Merchant Services.
OS Commerce uses PHP technology and SQL database
to deliver an 'out-of-the-box' ecommerce solution
and a powerful custom-made store builder. With its
intuitive interface and optimized programming code,
OS Commerce allows you to run an ecommerce website
with an unlimited number of products.
Price: Determined by the number of products
and categories
(this is one-time payment, NO annual or monthly
fees)
The price includes:
- Single-domain lifetime license
- 30 days of free technical support
- 30 day warranty
- Access to future versions
When creating OS Commerce, we have included all
the necessary tools required to build a successful
custom ecommerce store. In addition, we are constantly
improving and upgrading the software according to
our clients’ requests. We have listed some
of the features that are built into OS Commerce
for you below.
1. Setup and Support
No programming required
Web-based installation wizard
Complete store-builder package
Easy-to-use web interface
Bulk uploading of products and pictures
Out-of-the-box storefront system
Customizable localization: multi-language, configurable
currency symbol and weight/dimension measurement
units, configurable list of states/provinces
Free customer support
Free access to all future releases
Built-in self-upgrade engine
2. Design and Layout
100% template-based storefront
Fully customizable design & layout
A choice from several pre-designed template schemes
and color sets
Intuitive navigation
Support for thumbnails
Category thumbnail images
Side-bar "mini-cart" viewable at all
pages
Build-in template editor: preview, edit and restore
templates
WYSIWYG text editor (webmaster mode)
CSS-compatible design. Cascading Style Sheets
allow you to easily change styling of your pages.
Debug console: displays a tree of templates for
all pages
The possibility to find, create and modify static
HTML pages
Customizable heading tabs
HTML emails
3. Customer Care
All orders stored in MySQL database
Customers can search & browse personal order
history
Integrated configurable store product search
Real time order tracking
Customer can choose between account registration
and express checkout
The possibility to disable checkout without registering
Password reminder for customers
Customizable e-mail notifications/invoices
Wish list
"Send to friend" section
Ability to save the customer's cart
Newsletter management for multiple lists, edit/import/export
of subscribers, news archive for customers
Printable versions of pages
Multiple customer types w/unique pricing for every
customer type
Memberships and special pricing
"Clear cart" button
Edit product options in cart/wishlist/Gift registry
wishlist
Printable invoices
Configurable contact form
Second address line for user profiles
Ability to change the order of products on the
customer side
4. Product Catalog
Unlimited number of products
Unlimited number of categories
Unlimited category nesting
Products can be assigned to unlimited number of
categories
Ability to modify multiple products simultaneously
Members-only categories
"Featured Products" box
Automated display of bestsellers
Related products, up selling and cross selling
1-click enable/disable switch for products and
categories
Support for up to two different currencies
Automatical currency conversion
Configurable search by title, description, category,
SKU, price and weight
5. Product Details
Unlimited product options/variants/properties
w/optional price modifiers
Unlimited custom input fields for products
Customer-defined prices
HTML-enriched product descriptions
Unlimited number of product images
Storing images in DB or on a file system
Multi-homed products
Manufacturers module
6. Merchandising and Inventory
Discount coupon codes and gift certificates
Full inventory control
"Out of Stock" Messages
Quantity discounts
Retail and wholesale price
Limit minimal order amount
7. Shipping and Tax
Real-time USPS, FedEx and UPS shipping calculation
from one location
Unlimited number of custom-defined delivery methods
Flate rate, weight, order total and per-item based
shipping
Different weight limits for different delivery
methods
Markups for realtime shipping
Mark your products as "free shipping"
products
Promotional "free shipping" coupons
to your customers
Add handling/freight charges
Handle international, domestic and local shipping
Ability to clone a zone and all zone information
Restrict shipping by location
Allow your customers to choose delivery methods
Full support for downloadable goods (e-goods)
Customizable tax calculation
Product-specific taxes
Taxes & shipping fees depending on client's
location
"Tax exempt" feature
GST/PST (canadian tax system)
Canada post shipping
Airborne (DHL) ShipIt API support
8. Payment Gateways & Methods
Accept payments in any currency
Allow payment via several online payment modules
Real-time credit card processing:
- - Transaction Central
- - AuthorizeNet.
Compatible with over 50 payment gateways (call
for more info)
Manual (offline) credit card processing
PayPal payments
Checks, purchase orders and phone orders
9. Sales Analysis & Tracking
Comprehensive statistics:
- - Number of orders
- - Number of customers
- - Product views
- - Category views
- - Products removed from cart by customers
- - Sales by product / best sellers
- - Total sales
- - Client environment settings
- - Statistics on search patterns customers use
when searching products
Searchable order data
Order data is easy to print
Printable shipping labels
Search engine & incoming traffic tracker:
the cart keeps referrer data for all customers
Shipment/fulfillment interface
Export sales & customer data for use in a
spreadsheet
Export orders to QuickBooks format
10. Search Engine Friendly
Pages can be indexed by all major search engines
Define custom META tags for every category
Customer referrer info is stored in database
Autogenerated static HTML catalog
Search engine optimization options group
11. Database and Platform Compatibility
Open source PHP code
Support for UNIX/Linux, Windows and Mac OS X servers
Powered by MySQL database
Multi-language: your e-store can work with unlimited
number of languages
Multi-lingual products
Multi-lingual categories
Multi-lingual product options
Payment processing modules for all major gateways
Flexible implementation: you can easily add new
features and/or disable existing ones.
12. Repeat Customer Accommodation
All customer's data is stored in database
Greet regular visitors
Registered customers can be offered discounts
Registered customers do not have to enter their
data again
Registered customers can edit their profile
Registered customers can access history of their
orders
Built-in newsletter engine
Real-time order tracking for registered customers
Moderated product reviews and ratings
Return Merchandise Authorization add-on to return
customers' payments.
13. Web-based control panel
Password-protected administrative access
All changes are real-time
Control the cart from anywhere in the world using
your web browser
Unlimited number of admin accounts
Support for restricted "shipping/fulfillment"
admin accounts
User-defined date/time format
14. Security
Full HTTPS/SSL support
Secure HTTPS/SSL administrative access
Password-protected administrative access
Encrypted customer data
PGP-encrypted e-mail notifications
Real-time security notifications of all failed
login attempts
Anti-Fraud module validates customer's address
during checkout
Stop list module allows disabling shop usage from
specific IP
Backup sub-system
|
|